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Solana Mainnet
Non-custodial
USDC-native
Oracle-verified
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Pre-launch · Solana testnet

Parametric insurance infrastructure for autonomous agents.

Assurify is building the on-chain coverage layer for AI agents operating capital on Solana. Three parametric products — financial loss, per-transaction slippage, and data breach — designed for oracle-verified, USDC-denominated settlement.

View coverage design
Protocol · Design spec
Testnet
Coverage type
Parametric
Settlement asset
USDCon-chain
Financial loss limit
$30,000/ session
Per-trade max payout
$5,000/ tx
Oracle cycle
60seconds
Target reserve ratio
1.5×
Settlement target
< 60sparametric
Anchor · Rust · Solana View architecture →
No claim filing
Oracle-verified
USDC settlement
Built on
Solana
Pyth Network
Switchboard
USDC
Anchor
Scroll
The coverage gap

Autonomous agents
operate capital. None of it is insured.

As AI agents increasingly execute on-chain strategies, transact autonomously, and handle sensitive data, insurance infrastructure has not kept pace. The result is a category of operational risk with no native on-chain risk-transfer mechanism — and no way for agent operators to underwrite that risk transparently.
01
DeFi & agent exploit losses continue to grow
Autonomous agent failures, smart contract exploits, and MEV extraction account for meaningful capital loss each year. Traditional insurance markets do not underwrite this exposure, and existing on-chain mutuals focus on protocol cover — not operator cover.
Category · Operational risk · Agent-side
02
Existing DeFi insurance covers protocols, not operators
Discretionary mutuals like Nexus and InsurAce cover smart-contract risk at the protocol layer. Agents running capital on top of those protocols are unprotected when the failure is in the agent itself — a strategy error, slippage event, or data leak.
Category · Coverage layer gap
03
Agentic capital on Solana is a greenfield category
The volume of capital under autonomous management on Solana is expanding quickly. A new class of operator with new risk surfaces requires a new class of parametric, oracle-verified, on-chain risk-transfer infrastructure — not retrofitted legacy policies.
Category · Greenfield opportunity
01 — Coverage products

Three coverage instruments. One protocol.

Parametric triggers underwritten on-chain. Pricing is risk-based, computed from agent autonomy, capital under management, and historical on-chain behavior.

⚡ Fully parametric

Financial Loss

Wallet-level drawdown coverage
$30,000
Coverage limit · per session · auto-triggered

Designed to activate when an agent's wallet balance breaches a pre-set drawdown threshold. Switchboard monitors on 60-second intervals; Pyth resolves USD-denominated loss; USDC settles automatically on trigger — no claim filing.

  • On-chain wallet monitoring via Switchboard oracle network
  • Pyth price feeds for accurate USD-denominated loss calculation
  • Automatic USDC payout — no claim filing required
  • Session-bound or continuous coverage modes available
$89 / monthIndicative base rate
Details
◈ Per-transaction

Per-Trade Cover

Slippage & execution coverage
$5,000
Max payout · per trade · ~400ms settle

Designed to activate on every transaction. Pyth records the asset price at submission and at execution — if the adverse delta exceeds the configured threshold, USDC is designed to settle within the same slot. Intended for HFT and market-making agents.

  • Solana transaction signature serves as unique policy identifier
  • Pyth price delta — submission timestamp vs execution
  • Configurable slippage threshold between 0.5% and 5%
  • No waiting period — coverage active on first trade
$0.003 / tradeIndicative micro-premium
Details
🔒 Hybrid verified

Data Breach

PII & proprietary data coverage
$30,000
Coverage limit · per incident · 72hr settlement

Designed for agents that leak, transmit, or mishandle protected data. Policyholders submit cryptographically signed execution logs as evidence. A staked reviewer panel cross-references the on-chain log commitment, with target settlement within 72 hours.

  • SHA-256 log hash committed on-chain at policy inception
  • Five-reviewer staked panel — minority voters are slashed
  • Covers PII, financial data, and proprietary information
  • Regulatory fine coverage included in the policy limit
$60 / monthIndicative base rate
Details
02 — Protocol architecture

From policy inception to payout, every step is on-chain.

No intermediaries. No manual reviews for parametric triggers. No counterparty risk. The same Solana infrastructure that settles DeFi trades settles your coverage.

01 ~30s
Register agent
Connect Phantom or Solflare. Register the AI agent wallet address. Select coverage type. For data breach policies, the log hash is committed on-chain at inception.
ProtocolAnchor
Tx cost~0.00005 SOL
02 Instant
Premium in USDC
Monthly or per-trade premiums deducted in USDC. A 10% co-insurance deposit is locked in escrow. Risk-based pricing is computed on-chain from agent autonomy and capital under management.
SettlementUSDC
Escrow10% co-insurance
03 Continuous
Oracle monitoring
Switchboard reads the agent wallet on 60-second intervals. Per-trade agents are monitored on every transaction. Data breach agents produce signed operational logs throughout the policy period.
Price feedPyth
Wallet feedSwitchboard
04 Target: <60s
Parametric payout
Financial loss and per-trade payouts are designed to trigger automatically on oracle confirmation. Data breach: evidence is submitted, staked reviewers vote, and USDC is designed to transfer on 3-of-5 approval within 72 hours.
TriggerAutomatic
PayoutUSDC to wallet
03 — Technical infrastructure

Institutional-grade primitives, composable by design.

Assurify is an Anchor program deployed on Solana, with dual-oracle verification, a USDC-denominated reserve pool, and a staked review panel for hybrid-settled policies.

Dual-oracle verification

The protocol is designed around Pyth Network for sub-second price feeds and Switchboard for on-chain wallet monitoring at 60-second intervals. Both are public Solana oracle networks — and the combined design means every parametric trigger is intended to be independently verifiable by two oracle sources before payout.

USDC reserve pool · 1.5× target ratio

The protocol is designed to maintain a reserve backing of 1.5× outstanding coverage, funded by external USDC liquidity providers. A target LP yield is structured from premium flow and a seven-day unbonding period. Specific partner integrations and yield sources are under active design.

Reinsurance backstop · under exploration

Assurify's design includes a parametric reinsurance tranche above protocol reserves, intended to absorb catastrophic drawdowns. Conversations with prospective reinsurance partners are ongoing. No commercial agreement is in place at this time.

Staked reviewer panel

Data breach claims are settled by a panel of five independently staked reviewers. Approvals require 3-of-5 consensus. Reviewers voting in the minority on clear cases are slashed, aligning incentives with protocol integrity rather than individual claim outcomes.

programs / policy.rs
// Parametric financial loss trigger
pub fn settle_claim(
    ctx: Context<SettleClaim>,
) -> Result<()> {
    let policy = &ctx.accounts.policy;
    let oracle = &ctx.accounts.pyth_feed;

    // Read verified Pyth price
    let price = get_pyth_price(oracle)?;
    let balance = read_wallet(
        &policy.agent_wallet
    )?;

    // Compute drawdown vs threshold
    let loss = policy.baseline
        .checked_sub(balance * price)
        .ok_or(ErrorCode::Underflow)?;

    require!(
        loss >= policy.threshold,
        ErrorCode::NoTrigger
    );

    // Transfer USDC payout to agent
    token::transfer(
        ctx.accounts()
            .into_transfer_ctx()
            .with_signer(&[b"reserve"]),
        loss.min(policy.limit),
    )?;

    emit!(ClaimSettled {
        policy: policy.key(),
        amount: loss,
        slot: Clock::get()?.slot,
    });

    Ok(())
}
04 — Protocol design

Design parameters, published upfront.

Assurify is pre-launch. Rather than cite performance numbers we don't yet have, these are the published protocol design specifications — the parameters encoded into the testnet program and documented for external review.

Financial Loss · Coverage limit
$30K
Per session · design spec
Per-Trade · Max payout
$5K
Per transaction · design spec
Data Breach · Coverage limit
$30K
Per incident · design spec
Target reserve ratio
1.5×
Reserve to coverage
Co-insurance escrow
10%
Of coverage limit · refundable
Oracle monitoring cycle
60s
Switchboard · wallet feed
Hybrid review panel
3 / 5
Staked reviewer consensus
Data Breach · Settlement SLA
72h
Target review window
i
Pre-launch transparency: These are design parameters, not performance metrics. The protocol is currently on Solana testnet. Live TVL, policy counts, claims paid, and LP yields will be published once mainnet is active.
05 — Pricing · Indicative

Transparent, risk-based pricing.

Premiums are designed to be computed on-chain from each agent's risk profile — autonomy level, capital under management, and on-chain behavior. The figures below are indicative design targets; final mainnet pricing may differ based on testnet learnings, actuarial review, and reserve economics.

Financial Loss
Wallet-level drawdown coverage for session-bound or continuous operation.
$89
/ mo
Indicative · up to $30K coverage
  • Fully parametric — no claim filing required
  • Dual-oracle verification (Pyth + Switchboard)
  • Automatic USDC settlement on trigger
  • Session or continuous coverage modes
  • Cancel anytime — escrow returned in full
Request financial coverage →
Per-Trade Cover
Per-transaction slippage coverage for HFT and market-making agents.
$0.003
/ tx
Indicative · $5K max per trade
  • Coverage on every transaction — no selection
  • Pyth price delta — submission vs execution
  • Micro-premium deducted automatically
  • Configurable slippage threshold (0.5–5%)
  • No monthly minimum commitment
Request per-trade coverage →
Most popular
Full Coverage Bundle
Financial loss and data breach coverage, bundled for comprehensive agent protection.
$149
/ mo
Indicative · $30K each policy
  • Everything in Financial Loss coverage
  • Data Breach coverage up to $30K
  • On-chain log hash commitment
  • 72hr staked reviewer settlement
  • DAO governance escalation layer
Request full coverage →
Pre-launch · Raising
Building toward mainnet.
Open to design partners and investors.
We're currently running on Solana testnet, working toward mainnet, and building with a small group of design partners — teams running autonomous agents who help us stress-test coverage parameters before launch. We're also open to conversations with investors aligned on on-chain risk infrastructure.
Become a design partner → Investor inquiries → General contact
06 — FAQ

Questions, answered.

Common questions about the protocol, coverage triggers, payout mechanics, and LP participation. For anything not covered here, reach out directly.

hello@assurify.io →
What is Assurify's current status? +
Assurify is pre-launch. The protocol is currently running on Solana testnet, with core programs written in Rust/Anchor and the coverage mechanics encoded as documented. We're actively raising a round, onboarding design partners, and working toward mainnet. Coverage limits, reserve ratios, and premiums described on this site are design parameters — not live performance claims.
Is Assurify licensed insurance? +
Assurify is being built as a decentralized risk-sharing protocol, not a licensed insurance company. Coverage, once live, is intended to be provided through on-chain smart contracts governed by the protocol DAO — structurally similar to Nexus Mutual's discretionary mutual model. Users and jurisdictions should review how their jurisdiction treats DeFi risk-sharing protocols before participating.
How does financial loss payout work? +
When the agent's wallet balance drops below the threshold set at policy inception, Switchboard's on-chain feed is designed to detect the loss, Pyth calculates the USD-denominated amount, and the smart contract transfers USDC to the wallet automatically. No claim filing, no human review. The protocol's target settlement is within one oracle cycle; final on-chain performance will be published after mainnet launch.
How does per-trade coverage work? +
Every time the agent submits a transaction, the policy program is designed to record the Pyth price of the asset at submission. After execution, the program compares the actual execution price to submission. If the negative delta (slippage plus adverse movement) exceeds the configured threshold, a USDC payout is designed to trigger automatically, capped at $5,000. The indicative micro-premium of approximately $0.003 per trade is deducted from a pre-funded USDC deposit.
What is the 30-day waiting period? +
New Financial Loss policies cannot file claims for the first 30 days, preventing coverage purchases after a known compromise event. Per-Trade Cover has no waiting period — it is active on the first trade. Data Breach policies require 30 days of pre-existing signed operation logs before coverage is issued.
What is the co-insurance escrow? +
Policyholders lock 10% of their coverage limit (e.g. $3,000 on a $30K policy) at purchase. This amount is returned in full on cancellation or after an approved claim. It is forfeited entirely on fraudulent claims and 50% on claims rejected for insufficient evidence. This creates real skin in the game with zero additional cost to honest claimants.
Can I earn yield as a liquidity provider? +
The protocol design accepts USDC deposits into the reserve pool from external LPs. Premium flow is designed to route 15% to a surplus fund first, with the remainder distributed pro-rata to LPs. Specific yield sources, partner integrations, and target APY will be disclosed once mainnet launch parameters are finalized. A seven-day unbonding period is part of the current design.
Is there a reinsurance backstop? +
The protocol design includes a parametric reinsurance tranche above native reserves, intended to absorb catastrophic drawdowns. Assurify is actively exploring partnerships with crypto-native reinsurance providers. No commercial reinsurance agreement is in place at this time — we will publicly disclose partners as agreements are executed.

The coverage layer for
autonomous agents. On-chain.

Assurify is pre-launch. If you're running autonomous agents on Solana — or building the infrastructure they rely on — we'd like to talk. Design partners help shape the protocol before mainnet.